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I haven't told a client 'sorry, we can't help you' in eight months. There's always a tier that fits.
KB
Kyle B.
Almost everyone qualifies. Almost no one waits. Products built for agents who want to close today, not next month.
We exist to remove the friction agents have lived with for decades — broken products that decline good clients, slow decisions, and software that wastes your day.
Twelve health questions across three short screens. No medical exams, no fluid samples. Even diabetes, prior MI, and controlled mental health get issued — not just the textbook cases.
23-minute median quote-to-issued. 97% of cases decided same business day. Instant issue on Prime.
Quoting, submission, leads, commissions, real-time status — one platform, built like a tech company.
Three short screens move every client up the ladder: Guaranteed → Core → Plus → Prime. Twelve "no" answers lands them at Prime — instant issue, up to $500K. Anywhere they say yes, they're still covered on a tier suited to their situation.
The only product family in Canada with instant, simplified, deferred, and guaranteed issue. Walk into every client meeting knowing you have something to write.
The only tier with instant issue — no waiting period. Approve and issue most healthy clients in under 30 minutes.
Broader eligibility for clients with light medical history. Same term structures as Prime, with a short waiting period instead of an exam.
Permanent coverage for clients with diabetes, heart conditions, prior cancers, and other conditions that traditional underwriting turns away. Predictable premiums for life.
100% acceptance. Every applicant ages 18–80 receives an offer — no health questions, no decline. The product you reach for when every other carrier has said no.
Follow Daniel's policy through the platform. Quote at 9:14 AM. In force by 11:47 AM. Coffee not yet cold.
What changes when you move a case from a traditional carrier to Oneday Pro.
Quote, submit, track, and get paid — from one dashboard built like a tech company, not an insurance back-office.
See underwriting status, at-risk policies, and performance metrics at a glance.
Track every application from submission to issue. Get notified instantly when decisions are made.
Premium volume, placement ratio, applications — all your KPIs, updated in real-time.
More than the best products — we're building a lead platform to help you find clients. Real-time, exclusive leads delivered straight to your dashboard.
No more chasing commission statements. Every dollar, every status, every policy — in real time.
A few words from agents writing Oneday products today.
I haven't told a client 'sorry, we can't help you' in eight months. There's always a tier that fits.
I quoted a client at 10am and had the policy issued before our follow-up call at 3pm. That used to take three weeks.
I came from a carrier where I tracked cases in a spreadsheet. Now I just open the dashboard.
Four product tiers, every issue type, the best platform in the business. Get contracted and start writing the cases other carriers won't.