• A new line for your brokerage
  • Under your name
  • Nothing to build
For mortgage brokerages

Add life insurance to every mortgage you close.

Offer life insurance at closing and to your past clients, under your brokerage’s name. Oneday brings the products, underwriting and buying experience. You bring the relationship, and earn on protection, not just the mortgage.

500+ independent agents across Canada already write Oneday.

A mortgage broker walking a happy couple through their closing on a tablet
92%of applications approved as applied, across all four tiers
64%approved automatically across all four tiers, within minutes, so it never holds up a closing
$500kof coverage with no medical exams, fluids or doctor’s reports
4 tiersso almost every client gets an offer, including guaranteed issue
Why brokerages add it

A new line for your practice, built into deals you already do.

01

New revenue from every file

Earn on protection, not just the mortgage, from clients you’ve already won. No new acquisition cost.

02

Your past clients, too

Everyone you’ve ever funded is a warm conversation. Reach your whole book, not just this month’s deals.

03

Nothing to build

Products, underwriting, the buying experience and support come from Oneday, under your brokerage’s name. No life department to hire.

Where it fits

It slots into the moments you already own.

No new process to learn. Your brokers offer it where the conversation is already happening, and clients finish on their phone.

At application

You’re already talking budget and monthly costs. Protecting the payment is a natural next line.

At closing

Send a checkout link with your brokerage’s name with the closing documents. Clients can be covered before possession day.

At renewal and refinance

Every renewal is a reason to check in, and a moment to make sure the family is protected.

Across your past clients

One email or text to your book. Clients quote and apply on their own, and you see exactly where anyone stops.

Your talking point

An easy yes for your clients.

Buyers are usually offered the lender’s insurance at signing. Your brokers get to offer something that’s actually theirs, which makes the conversation easy to start.

Lender’s mortgage insuranceA policy through you
Who owns it The lender Your client
Who gets paid The lender, to clear the balance The family they choose
Switch lenders or refinance Coverage usually ends Coverage stays with them
The benefit over time Typically shrinks with the balance Stays level for the term
How it works

From this page to your first client offer.

01

Tell us about your brokerage

One minute: your contact details, province and role.

02

Intro call

We call within one business day and pick the right path for your brokerage.

03

Start offering it

We set up the buying experience under your brokerage’s name, plus materials for closings and your past clients.

Questions

The short answers.

Anything else, ask us on the call. Or ring us at 1-800-655-2795.

How do we offer it to past clients?

Send a checkout link under your brokerage’s name by email or text. Clients quote and apply on their own, and you see exactly where anyone stops.

Will this slow down my closings?

No. Clients answer twelve health questions at most, with no medical exam, and decisions come back in hours. They can finish on their phone after signing.

What if my client has health issues?

Four tiers, from instant to guaranteed issue, mean almost every client gets an offer. We start at the highest tier they qualify for.

How much coverage without a medical?

Up to $500,000, with no medical exams, fluid samples or doctor’s reports.

How does compensation work?

It depends on how your brokerage is set up. We’ll walk through the options and structure it with you on the intro call.

Apply

Make protection part of every closing.

Tell us about you and your brokerage. We’ll call within one business day to set up the right path.

What’s your role?
Takes about a minute. We call you back within one business day. Privacy
A young couple laughing on the floor of their new home, holding up the keys
Apply in 60 seconds